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United healthcare flexible spending card?
What is the Over-the-Counter (OTC) benefit? The benefit lets you get over-the-counter items by going to any allowed stores. Parking account - $270 per month. If a dental or vision service is covered by your health plan, we can automatically pay the claim from your FSA You can submit your dental and vision claims at myuhc to ask for reimbursement from your FSA for services you’ve already paid for. If you have the Health Care Spending Card This is the new version of the Consumer Accounts Card, and it works exactly the same. TASC Orthodontia Worksheet and Instructions. Sign in to Medicare, Medicaid or other secure sites Try the UnitedHealthcare app for members. Discover credit card acceptance varies internationally, but merchants in many countries, partic. If you have questions, please call: 800-826-9781, or contact us online at wwwcom EMPLOYEE INFORMATION. Allowed expenses include insurance copayments and deductibles, qualified prescription drugs, insulin, and medical devices. Important: Enrollment is not automatic from year to year Oct 1, 2023 · New for 2024, Tufts Medicare Preferred Access (PPO) plan members receive a Flex Advantage spending card with two ways to save. Toll-free Phone: 877-FSAFEDS (372-3337) Jun 28, 2024 · Medicare flex cards, a fairly recent addition to the Medicare benefits universe, cover certain health-related services and products. It lets you set aside pretax dollars to pay for certain child and adult care services — services that allow you to work or look for work. You can enroll in a Dependent Care FSA for as little as $250 and as much as $5,000/year (or $2,500 if married and filing separate tax returns). Joining FSAFEDS is like getting a 30% discount on what you and your family spend on expenses not covered through health. Health (6 days ago) WEBYour member ID number and group number allow healthcare providers to verify your coverage and file claims for health care services. UnitedHealthcare gives you resources to help make the most of your health care dollars. Funds from the HRA are then used to cover other medical expenses. The transaction process will automatically. Answers to frequently asked questions about HSAs, FSAs and HRAs. Everything you need to manage your FSA is available at myuhc. for more on dependent care FSAs. A Flexible Spending Account (FSA) is a plan designed to help manage the rising costs of health care by allowing members to set aside money pre-tax to pay for out-of-pocket medical expenses. It reimburses you for dental and vision expenses. Learn how to use your OTC credit with Medicare Advantage plans from UnitedHealthcare. A Flexible Spending Account (FSA) is a plan designed to help manage the rising costs of health care by allowing members to set aside money pre-tax to pay for out-of-pocket medical expenses. com offers a user-friendly platform. Typically, in order to use an HSA you must be enrolled in a high-deductible health plan, but TRICARE does not offer this. Sep 27, 2023 · September 27, 2023 12:47 PM EDT. You can submit the required documentation (or file a claim for reimbursement) through your on-line account or the mobile app. A limited purpose flexible spending account (LPFSA) is a great companion to a health savings account (HSA), which you may use to pay for unforeseen qualified medical expenses. IRS Publication 502: Medical And Dental Expenses: A document published by the Internal Revenue Service detailing the deductions permitted for medical expenses. Read TPG's full review h. This card, however, must be linked to a Medicare Advantage Plan, which is a paid. Healthy grains - bread, cereals, pastas, etc. Flexible Spending Account (FSA) An arrangement through your employer that lets you pay for many out-of-pocket medical expenses with tax-free dollars. Learn more about the benefits of a health care FSA from Aetna. What is my account balance or the status of my claim? Members can access their account information via our web site or over the phone. You can also find helpful information and resources about your health plan, wellness programs, and other benefits. FLEXIBLE SPENDING ACCOUNT BENEFIT OPTION Notice To Participants and Employees This Summary Plan Description (SPD) describes the Lumen Flexible Spending Account benefit option under the Lumen Health Care Plan* ("Plan") as of January 1, 2021. Plus, you'll save up to 30% because you're using pretax dollars The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U Office of Personnel Management and administered by HealthEquity, Inc. Call UnitedHealthcare at 1-877-596-3258 / TTY 711, 8 a to 8 p 7 days a week. Your debit card from UnitedHealthcare is an easy way to pay from your FSA. Only the UCard gives you access to a large national network of Medicare Advantage providers, credits to help pay for healthy food, OTC products, and utilities, and more UCard combines many member benefits and programs into a simpler experience. Sign in for providers, employers or agents and brokers. Sign in to Medicare, Medicaid or other secure sites Try the UnitedHealthcare app for members. Track your spending, claims, and accounts on UnitedHealthcare's member website. LP-FSAs can cover individuals, spouses, and eligible dependents. S M A R T - C H O I C E A C C O U N T S alth Care Flexible Spending accounts (FSAs)What is an FSA?A health care flexible spending account (FSA) is an employer-sponsored benefit that allows you to set aside pre-tax dollars to pay for eligible health ur eligible dependents. gov to manage your login and authentication experience. A dependent must meet the dependent criteria for. You have the option to set lower limits for the accounts you offer. As an account-based health plan, an HRA can help you stretch the value of your health care dollar for eligible health care expenses and over-the-counter items. Spending Card. This prepaid Visa® card comes loaded and ready to use with: $1,500 a year to pay for dental services 1. There is no national ID card number in the United States In the healthcare industry, it is crucial for professionals to have valid and up-to-date licenses. This prepaid Visa® card comes loaded and ready to use with: $1,500 a year to pay for dental services 1. Are you sick of spending money on pricey Christmas cards? Then this DIY tutorial is just for you! By following these step-by-step instructions, you can make your own chic and affor. Just sign in with your username and password, or register if you are a new user. A flexible spending account (FSA) lets you set aside money to help pay for health and/or dependent care. The United Healthcare flexible spending account (FSA) allows you to set aside money that isn't taxed to pay for eligible health and dependent care expenses. You can also use FSA funds to pay for copays, coinsurance and certain over-the-counter (OTC) items. Let's look. Your employer makes contributions, and you can use. Choose from different FSAs to meet your employees' needs and complement. And that adds up! The more goals you reach, the more rewards you get — it's that simple. com > Claims & Accounts. From custom orthotics, to weight loss, to allergy relief & more, get these top FSA eligible products & services — directly from the experts Get premium quality health products for less, including hi-tech health, over-the-counter meds, skincare & more. There are 3 types of FSAs. It's a smart way to save and pay for eligible healthcare expenses, because employees don't have to pay federal or FICA taxes on the money they put into their account, and many. This tax advantaged account pairs well with any health insurance plan and offers thousands of eligible expenses making it easy for participants to become smart spenders. Register or login to your UnitedHealthcare health insurance member account. A Flexible Spending Account (FSA) allows you to contribute up to $3,050 in pretax money to pay for out-of-pocket medical expenses in 2023. An FSA is a benefit plan that allows you to set aside money from your paycheck — before taxes —into a special account to help pay for certain medical costs, child care or other eligible health services • Ambulance • Artificial teeth. This catalog provides membe. Our healthcare FSA and limited-purpose FSA are available to large group and national employers. NEW! UT FLEX Inspira Transition Timeline 2024. FSAs can help you save money because you contribute to the account from your paycheck before federal taxes. Founded in 1988, we provide customized benefit solutions that meet the needs of organizations nationwide for flexible spending accounts, health reimbursement arrangements, health savings accounts, smart commuter, COBRA, and other pre-tax benefits. Answers to frequently asked questions about HSAs, FSAs and HRAs. A flexible spending account (FSA) is a type of savings account typically used for healthcare expenses. You can use your FSA funds to pay for a variety of expenses for you, your spouse, and your dependents. Read these resources to see how you can save. The Flexible Spending Accounts (FSAs) provide you with an opportunity to set aside pre-tax dollars from your pay to cover eligible expenses. On Home, click Healthcare Flexible Spending Account. Offered through your employer, an FSA is a smart, income tax-free way to help you pay for eligible medical expenses. There are several types of FSAs. On Home, click Healthcare Flexible Spending Account. They are not issued by the federal government and are not part. You can use a health FSA to pay for medical, dental and vision care expenses not covered by your health plan. Select "Manage Automatic Payment Settings". There are 3 types of FSAs. Any excess funds are kept by the employer and can be used to offset the costs of administering the program. It reimburses you for dental and vision expenses. There are two types: Health Care FSA - Use tax-free savings to pay for health care expenses that are not covered, or partially covered, by your medical, dental and vision insurance plans. warrior cats rule 34 These forms may be filled in online. Your member ID card may vary depending on your specific health plan and coverage. Your Healthcare Flexible Spending Account (FSA) card* works like a pre-loaded debit card. PayFlex Individual Health Savings Account (HSA) We’re here to help you on your health care journey. Optum Financial debit Mastercard® Page 11. Nutritional shakes & bars. Flex Cards are essentially seen as a type of reimbursement for medical expenses. They offer flexibility and convenience, allowing recipients to choose their own desired items o. It’s like having a 30%* off coupon every time you use your card. The Flexible Spending Accounts (FSAs) provide you with an opportunity to set aside pre-tax dollars from your pay to cover eligible expenses. It's a smart, simple way to save money while taking care of your loved ones so that you can continue to work. If both you and your spouse can contribute to this or a similar plan, the maximum family contribution is $5,000 per calendar year. Learn about how HSAs work, the contribution limits, and HSA eligible expenses. Benefits-eligible active employees* may enroll in UT FLEX flexible spending accounts (FSAs). When it comes to mobile phone plans, many people are looking for flexibility and affordability. Easily access and download all UnitedHealthcare provider forms in one convenient location. Please wait while we load your experience The Medicare Flex Card and the associated Medicare grocery allowance are innovative programs aimed at providing financial flexibility and support to eligible Medicare beneficiaries. For 2024, there is a $150 increase to the contribution limit for these accounts. It's a smart, simple way to save money while taking care of your loved ones so that you can continue to work. A limited purpose flexible spending account (LPFSA) is a great companion to a health savings account (HSA), which you may use to pay for unforeseen qualified medical expenses. north carolina deer season 2022 If you have questions, please call: 800-826-9781, or contact us online at wwwcom EMPLOYEE INFORMATION. Because FSAs are funded with pre-tax money, you save on State, Federal and FICA (Social Security) taxes. We’ve just given it a new name and improved the look. Flexible Spending Account (FSA) An FSA uses pre-tax dollars – deducted from your paycheck, pre-tax – to reimburse eligible expenses. You may have seen ads by some insurers for a Medicare "flex card," short for flexible benefits card. Track your spending, claims, and accounts on UnitedHealthcare's member website. When it comes to emergency situations, having the necessary skills and certifications can mean the difference between life and death. That’s the idea behind the Optum Financial health care flexible spending account, or FSA. If it’s available to you, you can use the card to pay for eligible expenses by phone, online or at any place that accepts Mastercard. Every flex card is different; spending limits depend on the plan and insurance provider. The funds can be used to pay for eligible dependent care services, such as preschool, summer day camp, before- or after-school programs, and child or adult day care. It's a smart, simple way to save money while keeping you and your family healthy and protected. Typically, in order to use an HSA you must be enrolled in a high-deductible health plan, but TRICARE does not offer this. Thankfully, there are programs and resources available to help alleviate some of these expenses Are you someone who loves to send heartfelt cards for special occasions but doesn’t want to break the bank? Look no further. Use this Request for Reimbursement form to ask for payment from your FSA for eligible care you've already received. If it's available to you, you can use the card to pay for. It may also be referred to as a flexible spending arrangement. Call UnitedHealthcare at 1-877-596-3258 / TTY 711, 8 a to 8 p 7 days a week. south jersey craigslist farm and garden We’re making it easier to stay connected to your health care and get answers to your benefits questions quickly and easily. Automatic payment 1,2. Jul 10, 2024 · Some Medicare Advantage plans offer additional benefits, like Medicare flex spending cards. A flexible spending account (FSA) is an account to help you pay for covered health services and eligible medical expenses. Each year the IRS sets the maximum contribution limit that members are allowed. To provide a significant tax advantage. Transportation and parking accounts: $315 per month. You can see your balance and account activity, manage your investments, request distributions, and more Paper reimbursement forms should be mailed to Memorial Hermann Health Plan, P Box 2623, Fargo, ND 58108-2623. This card, however, must be linked to a Medicare Advantage Plan, which is a paid. These forms may be filled in online. A Medicare flex card is a debit card, which provides additional benefits for certain health-related services You may have seen ads by some insurers. When it comes to private jet travel, Flexjet is one of the more popular and reliable providers. Sign in or register for an account for 24/7 access to see your benefits, find network doctors, view and pay claims and more. Sign in or register. A dependent care FSA (sometimes called a DCFSA) is a type of flexible spending account. The suspension was in effect for 10 days and was lifted on June 26, 2024. The United States has a flexible constitution because it contains.
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A flexible spending account, or FSA, is not insurance. One claim form can be used to request up to three expenses. View your account balance, view and submit claims for reimbursement and more. Your Healthcare Flexible Spending Account (FSA) card* works like a pre-loaded debit card. You can use it to pay by phone, the Web, or at any place that View the links below to find member forms you can download, making it quicker to take action on claims, reimbursements and more. It seems that most (if not all) Visa Signature® credit cards, and many World Elite Mastercard® credit cards, are available with flexible spending limits. They offer flexibility and convenience, allowing recipients to choose their own desired items o. Toll-free Phone: 877-FSAFEDS (372-3337) As a UnitedHealthcare member, you get access to benefits that can help you live a healthier lifestyle. The United States has a flexible constitution because it contains. For a $100 pair of eyeglasses, you could pay using your own money, or pay with your HSA or FSA card. 1 Benefits, features and/or devices vary by plan/area. Flex card benefits vary between insurance carriers and plans. The easiest way to pay for everyday out-of-pocket eligible health care expenses with tax-free money. These programs recognize the importance of addressing not only healthcare expenses but also the broader determinants of health, including access to nutritious food. jcpenney tops for misses Various Eligible Expenses. The 2021 Healthcare Flexible Spending Account contribution limit is $2,750. You can also order The Memorial Hermann Flex Card is a new benefit for the plan year 2024. S M A R T - C H O I C E A C C O U N T S alth Care Flexible Spending accounts (FSAs)What is an FSA?A health care flexible spending account (FSA) is an employer-sponsored benefit that allows you to set aside pre-tax dollars to pay for eligible health ur eligible dependents. Key Features of an FSA: Beniversal Prepaid Mastercard: Instant access to funds at approved providers through the card or your preferred digital wallet. Toll-free Phone: 877-FSAFEDS (372-3337) TTY: 866-353-8058 International: +1 650-577-5294 Monday through Friday from 9 a until 9 p Eastern Time. Contact. Expenses must meet the IRS definition of eligible dependent care services, such as: Daycare. Manage your plan balances, view claims, and access wellness tools on UnitedHealthcare member portal. Plus, you'll save up to 30% because you're using pretax dollars The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U Office of Personnel Management and administered by HealthEquity, Inc. Your Healthcare Flexible Spending Account (FSA) debit card* makes it quick and easy to pay for eligible healthcare expenses. TASC Letter of Medical Necessity. See your FSA plan documents to identify your "use it or lose it. This tax advantaged account pairs well with any health insurance plan and offers thousands of eligible expenses making it easy for participants to become smart spenders. You can use an FSA and HRA together. A guide to using your flexible spending account. Quickly and easily check the balance on your card without logging into your account! Simply enter your card number and security code, which may be located on either the front or back of your card Security code* Make an appointment with a licensed insurance agent/producer in your area. HR Connection hrconnectionedu (614) 247-myHR (6947) (614) 292-7813 (Fax) hrconnection@osu Dependent Care FSAHealth Reimbursement Account (HRA) A Health Care Flexible Spending Account (FSA) allows you to set aside pre-tax money to pay for eligible health care. Among those are Advantage Plan. Learn about the benefits of pairing a limited purpose FSA with an HSA. If it’s available to you, you can use the card to pay for eligible expenses by phone, online or at any place that accepts Mastercard. Quickly and easily check the balance on your card without logging into your account! Simply enter your card number and security code, which may be located on either the front or back of your card. crime graphics cody wy You can enroll in a Dependent Care FSA for as little as $250 and as much as $5,000/year (or $2,500 if married and filing separate tax returns). Flexible Spending Account - FSA: A Flexible Spending Account (FSA) is a type of savings account available in the United States that provides the account holder with specific tax advantages Limited purpose flexible spending account. When it comes to mobile phone plans, many people are looking for flexibility and affordability. Benefits Counselors are available Monday through Friday, 9:00am to 9:00pm eastern time Federal Flexible Spending Account Program provides tax-advantaged FSAs that save Federal employees on health and dependent care expenses. payroll deductions, with a maximum of You can’t put your own money into it. Use additional claim forms if you need them Mail or fax claim forms to Cigna HealthcareSM Cigna HealthcareO Chattanooga, TN 37422-7223. The claim appeared in a post (archived here. Sign in or register to access personalized benefits and health care tools. Login Username. You can also use FSA funds to pay for copays, coinsurance and certain over-the-counter (OTC) items. You don’t have to pay federal, state or Social Security taxes on this money. Read these resources to see how you can save. You can use it to pay by phone, the Web, or at any place that View the links below to find member forms you can download, making it quicker to take action on claims, reimbursements and more. It’s uncommon to have an FSA and HSA at the same time, but not impossible. Dental, vision, and hearing care Other medically necessary expenses – check your plan details for a complete list. native american talisman Why should I participate in anFSA?Contributions to. Flexible Spending Accounts (FSA) are tax-exempt accounts that you can use to pay for eligible medical, dental, vision, prescription, and dependent day care expenses Flex (FSA) Debit Card Info; Flex (FSA) FAQ; HSA Enrollment Form; Manage My Benefits QRG ; Contact UMR. Please contact a competent legal or tax professional for. Online banking and bill payment Page 12. Flexible spending accounts (FSA), like FSAFEDS, offer pre-tax dollar savings for out-of-pocket health and dependent care expenses. However, IRS rules do not allow you to use your FSA for your domestic partner’s expenses (even if qualified). You may use your FSAs to cover eligible expenses for yourself, your spouse, or your dependents. Medicare plans may cover many of your healthcare expenses — like doctor visits and prescription drugs. Because these are pre-tax funds, you keep more of the money you earn. LP-FSAs can cover individuals, spouses, and eligible dependents. There are two accounts: The Health Care Flexible Spending Account. Flexible spending accounts (FSAs) are administered by UnitedHealthcare and are subject to eligibility and restrictions. If you want to live and work in the United States but are not a U citizen, you need documentation that shows you’re allowed to be thereS. Your employer makes contributions, and you can use. Only the UCard gives you access to a large national network of Medicare Advantage providers, credits to help pay for healthy food, OTC products, and utilities, and more UCard combines many member benefits and programs into a simpler experience. You can enroll in a Dependent Care FSA for as little as $250 and as much as $5,000/year (or $2,500 if married and filing separate tax returns). The Federal Flexible Spending Account Program (FSAFEDS) is sponsored by the U Office of Personnel Management and administered by HealthEquity, Inc. Reporting to the IRS. Build retirement savings for a healthy future. You can also find helpful information and resources about your health plan, wellness programs, and other benefits.
To qualify for this relief, you must have been enrolled on or before January 31, 2020 and you. Flexible spending account (FSA) FAQs Learn more about eligible health care expenses, claim filing documentation and FSA reimbursement. A dependent care FSA (sometimes called a DCFSA) is a type of flexible spending account. Download forms to manage your claims, reimbursements and more with UnitedHealthcare. Because these are pre-tax funds, you keep more of the money you earn. If an HSA is used to pay for care or services that is not a "qualified medical expense," you will have to pay a 20% penalty, plus taxes on the money spent. i 75 weather Use this Request for Reimbursement form to ask for payment from your FSA for eligible care you've already received. We may be compensated when you click on pr. Eligible expenses include medical, dental, vision, hearing and prescription drug expenses. com > Claims & Accounts. Some WellCare Medicare Advantage plans may offer a Visa flex card with a spending limit of $200 – $2,000. Know the penalty. piano gumtree There are even certain situations where a. Toll-free Phone: 877-FSAFEDS (372-3337) TTY: 866-353-8058 International: +1 650-577-5294 Monday through Friday from 9 a until 9 p Eastern Time. Contact. An FSA is a tool that may help employees manage their health care budget. ; Dependent Care FSA - Tax-free savings can help you pay for child/dependent day care. southwest medical emergency fares Even if you leave funds behind, however, there’s a good chance you’ll still come out ahead due to the tax savings. If a dental or vision service is covered by your health plan, we can automatically pay the claim from your FSA You can submit your dental and vision claims at myuhc to ask for reimbursement from your FSA for services you’ve already paid for. Visit MedicareAdvantage Medicare Advantage plans can offer a number of. With health care Flexible Spending Accounts, you can save on everyday items like contact lenses, sunscreen and bandages. Using an FSA is dependent on the individual and it isn't right for everyone. Before the Coronavirus Aid, Relief, and Economic Security (CARES) Act, you could not buy OTC medications with your flexible spending account (FSA) or health savings account (HSA) funds. An overview of the flexible spending account program for the Federal government, called FSAFEDS. You generally sign up during an open enrollment period at work and can only make changes o.
Y0040_GHHL2P5EN_C ©2024 Optum Financial, Inc. You’re saving tax dollars. 1 A credit will be loaded to your UnitedHealthcare UCard® every month to help pay for healthy food, over-the-counter (OTC) products, and utility bills. Some Medicare Advantage plans offer additional benefits, like Medicare flex spending cards. In today’s digital age, staying connected is more important than ever. With over 30 years of experience and serving more than 3 million account holders, we make it simple to plan, save, and pay for personal well-being. A health savings account (HSA) offers the opportunity to. You have the option to set lower limits for the accounts you offer. For 2024, there is a $150 increase to the contribution limit for these accounts. The Federal Flexible Spending Account Program (FSAFEDS) provides tax-advantaged flexible spending accounts that Federal employees can use to save on their eligible health care (HCFSA) and dependent care (DCFSA) expenses. Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. An easier way to manage your limited-purpose FSA. Get quick answers to some of the most common questions about Flexible Spending Accounts Don't leave health expenses to chance — or money on the table. To qualify for this relief, you must have been enrolled on or before January 31, 2020 and you. Flexible spending accounts (FSAs) are administered by UnitedHealthcare and are subject to eligibility and restrictions. Flex card benefits vary between insurance carriers and plans. A health savings account (HSA) offers the opportunity to. When you use your HSA or FSA card, since the money comes out of your pretax account, that same pair of eyeglasses now costs you $70. A limited purpose flexible spending account (LPFSA) is a great companion to a health savings account (HSA), which you may use to pay for unforeseen qualified medical expenses. A flexible constitution is one that is easily influenced by change and is readily amended by general legislation. tenerife airport duty free prices Typically, in order to use an HSA you must be enrolled in a high-deductible health plan, but TRICARE does not offer this. Activate your UCard on UnitedHealthcare to manage benefit credits, rewards, and access a network of providers online. If you are only enrolled in a Dependent Care FSA, you will not receive a card. Guard this card carefully as you may not have the same rights to get your money back if it is stolen as you do with your bank or credit union debit card. You can use a limited purpose flexible spending account (LPFSA) to pay for vision and dental expenses before you reach your deductible and sometimes for qualified expenses after you. Feb 8, 2024 · A flexible spending account (FSA) is a tax-advantaged way to save for future healthcare costs. If you have any questions about completing this form, please contact Memorial Hermann Health Plan Member Services at (855) 645-8448 (TTY: 711). Contact your Human Resources department to learn how you can start an FSA. A Flexible Spending Account (FSA) is a plan designed to help manage the rising costs of health care by allowing members to set aside money pre-tax to pay for out-of-pocket medical expenses. Shop the Optum Store for even. This communication is not intended as legal or tax advice. Member ID number: A unique member ID number that links to your specific health insurance benefits and coverage. Most FSA dollars must be used within the calendar year or they are lost. Toll-free Phone: 877-FSAFEDS (372-3337) As a UnitedHealthcare member, you get access to benefits that can help you live a healthier lifestyle. This amount increases to $3,200 for 2024. Using an FSA + HRA together. Forgot Username? Next. Feb 20, 2024 · Health savings accounts and flexible spending accounts offer two of the best ways to put aside money tax-free for health care expenses. party bounce house rental Reimbursing yourself Page 12. Nursery school or preschool. A health savings account (HSA) offers the opportunity to. Dependent Day Care Flexible Spending Account. We’ve just given it a new name and improved the look. A flexible spending account (FSA) is offered through many employer benefit plans and allows you to set aside pretax money for eligible health care-related, out-of-pocket expenses for you, your. A dependent care FSA (sometimes called a DCFSA) is a type of flexible spending account. Eligible expenses include medical, dental, vision, hearing and prescription drug expenses. These forms may be filled in online. Here's a look at the 3 types of accounts you may be able to use to your advantage: Health reimbursement account (HRA) — This is an account your employer opens on your behalf. You can use this card to pay for eligible items and services. What you need to know A Health Care Flexible Spending Account (FSA) helps you manage eligible health care expenses.