1 d
Owner financed homes no credit check florida?
Follow
11
Owner financed homes no credit check florida?
OWNER FINANCING, NO CREDIT CHECK70/MO FOR 60/MO AT 7% INTEREST. Florida Houses for Sale with Owner Financing. Lots 9-10, South Cherry Street, Dumas, AR 71639. The owner wants to know that you're qualified to handle the loan they will be giving you. Find Miami, FL homes for sale matching Owner Financing. Find your ideal property in United States. However, there are times when checks are useful and the only alternativ. Often times many upgrades. Check with the applicable school. There are both pros and cons of owner financing for. $10k drop • June 1868 acres Russellville, AL 35653 1-50 of 203 properties. This two-story condo in the sought-after Coral Ridge Neighborhood, boasts 2 bedrooms, 1. 5 baths / 2 cg in-ground swimming pool $ 765,000 Owner financing available. Buy any Minnesota home listed for sale with our contract for deed loan program. A Low monthly payment buys Land in Florida. Check out Orlando, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more. com provides unique types of rent to own listings offered as either houses for sale or rental properties. Missouri Owner Financing Land for Sale. Connect directly with owners, no credit checks or banks required. No Pre-Payment Penalty. All the profits from building and selling these little homes will go to finance our "Rescue Ranch" project. House for Sale in Montague County. One of the most effective ways to do this is by conducti. If you're looking at Florida owner financed properties, check out the benefits they can provide to buyers. Land For Sale0038 Acre BEST DEAL in Dalton, GA Lot Sale No HOA or Subdivision Restrictions! - 0. See listings near me. Find your ideal property in United States. Browse photos and listings for the 54 for sale by owner (FSBO) listings in Orlando FL and get in touch with a seller after filtering down to the perfect home BedsAny1+2+3+4+5+ Use exact match Bathrooms Any1+1. This often occurs when the prospective buyer cannot obtain funding through a. Owner Financing: When a property buyer finances the purchase directly through the person or entity selling it. Find Orlando, FL houses for rent with no security deposit. BROWSE OWNER FINANCED LAND. Buyers Will Need to "Sell" Themselves to the Owner. Rent-to-own rims and. AmericanListed features safe and local classifieds for everything you need! LandWatch has 32 homes for sale with owner financing in Missouri. We want to make your land purchase a simple and seamless process. New American Funding: Best for low or bad credit scores overall. Find San Antonio, TX homes for sale matching Owner Financing. Connect directly with owners, no credit checks or banks required. Whether you're ready to apply for dump trailer financing or want to start a cargo trailer loan, you'll find all the help and support you need from our team. Com has been a one stop destination for Owner Financed, Lease Option and Rent-to-Own properties nationwide. Laurel County School District, KY, 40741. Find owner financed land for sale in Montana including homes and land with owner financing, rent to own properties, and land for sale by owner land contract. Browse photos and listings for the 25 for sale by owner (FSBO) listings in Venice FL and get in touch with a seller after filtering down to the perfect home BedsAny1+2+3+4+5+ Use exact match Bathrooms Any1+1. Country Homes And Land in LaBelle, FL. Browse our Florida owner financing homes for sale, view photos and contact an agent today! We have 41 properties for sale listed as low down payment owner financing florida, from just $10,000. Despite the potential for a higher interest rate and the need to refinance in a relatively short span of time, owner financing remains a simplified and quicker method of buying a home as long as the seller is willing to take the risk. Owner Finance Farms for Sale. View listing photos, review sales history, and use our detailed real estate filters to find the perfect place. You'll pay that amount upfront, and your. So, it pays to negotiate as low an interest rate as possible. Connect directly with owners, no credit checks or banks required. BROWSE OWNER FINANCED LAND. Zillow has 146 homes for sale in Lakeland FL matching Owner Financing Available. Contact us today, and let Easy Landowner LLC be your trusted partner in making your land ownership aspirations come true Easy Landowner LLC Troutdale, OR 97060 Email jim@easylandowner 3 beds 1 bath 924 sq ft 6,020 sq ft (lot) 4038 Pecan Dr, New Port Richey, FL 34652. Find daytona beach properties for sale at the best price In today's real estate market, traditional financing options may not be accessible to everyone due to various reasons, including poor credit scores. Florida is known for its beautiful beaches, warm weather, and vibrant lifestyle. Every situation is different, but we specialize in helping people get into a home, while working on their credit and getting back to a place of having good credit. Arizona offers some of the best owner financed land in the country. Old Town, FL, 32680, Dixie County. Owner finance, $1950/down, $445/month, no credit checks required. View listing photos, review sales history, and use our detailed real estate filters to find the perfect place BedsAny1+2+3+4+5+ Use exact match Bathrooms Any1+1. Browse our owner financing land for sale listings, view photos and contact an agent today! Owner financing is an arrangement in which a homeowner or seller, rather than a bank or mortgage lender, extends credit to a buyer, making the purchase possible. Owner Financing - Jacksonville, FL home for sale. So come, indulge, and savor the. Checks made spending easier when they were introduced to America during the 18th century, then debit cards made it even ea. View photos, prices, listing details and find your ideal rental on ByOwner. com Owner Financed Land: Low Down Payments-No Credit Check Click to View Properties Call Or Text - 541-350-8606 No Credit Checks/Low Down Payments Zillow has 92 homes for sale in Tallahassee FL matching Owner Financing Available. LandWatch has 55 homes for sale with owner financing in Tennessee. Learn about Florida PACE Program by getting answers to common questions that many homeowners and businesses have before getting financing. 5+2+3+4+ Home Type Select All Houses Townhomes Multi-family Condos/Co-ops Lots/Land Apartments. Find owner financed land for sale in United States including homes and land with owner financing, rent to own properties, and land for sale by owner land contract. Discover photos, open house information, and listing details for listings matching Owner Financing in Tallahassee Tennessee Land for Sale, Owner Financed Land with low Down Payments and cheap Monthly Payments. With owner financing, the home seller acts as the mortgage lender. Whether you are looking for a checking account, a lo. Owner Financing - New Port Richey, FL home for sale. We have 29 properties for sale listed as owner financing lakeland fl, from just $17,900. Conventional Financing. Many landlords require a credit check as part of their application process, which can be a m. Give us a call 855-455-LAND (5263). Trailer loan interest rates as low as 8 LIKE. This is easier and better than owner finance, because it gives you a second chance to re-build your credit. Listing provided by NWMLS as Distributed by MLS Grid. View listing photos, review sales history, and use our detailed real estate filters to find the perfect place. 2 days ago · LIKE. Most of the loans we arrange use non-owner-occupied rental and investment properties as collateral. LandWatch has 70 homes for sale with owner financing in North Carolina. The registration of your vehicle, commonly known as “rego,” is. Waterfront Properties Sundown Addition - Big Side by Side Building. Discover photos, open house information, and listing details for listings matching Owner Financing Available in Miami Owner Financing - Port St. Get into a home while you build your credit. With no banks, and no credit or background checks (yes, really!) our customers go from dreamers to landowners in just weeks. tow trucks for sale in ohio If that describes your situation, keep reading to learn how you can still buy a home. Want to sign up for cable, but don't want to pay a deposit or agree to a credit pull? We list four options inside, plus those that do require deposits and credit checks When you sell a home quickly, you lose many of the special protections and lowered tax liabilities that the IRS grants you. LandWatch has 70 homes for sale with owner financing in North Carolina. And we are trying to get you ready for homeownership. Tier 1 credit is the highest level of credit for automobile financing, meaning buyers with Tier 1 credit get the best interest rates, lower monthly payments and better loan terms,. Learn more about how you can rent-to-own a home with bad credit. Seller financing is available on all of our properties. Land for Sale with Owner Financing in Florida: 1 - 25 of 1,665 listings Sort. 16 acres of fully fenced-in property with/ no HOA fees- a true country oasis! Browse photos and listings for the 54 for sale by owner (FSBO) listings in Tampa FL and get in touch with a seller after filtering down to the perfect home. FSBO offers the most cost-effective and simplest way of buying and selling homes for sale by owner online since 1997. In many cases, people purchase an owner financed home with the intention of securing traditional funding once their financial situation improves. Find properties for sale at the best price. 5+2+3+4+ Home Type Select All Houses Townhomes Multi-family Condos/Co-ops Lots/Land Apartments Manufactured Max HOA Homeowners. Most homes for sale in Lakeland stay on the market for 48 days and receive 1 offers. Connect directly with owners, no credit checks or banks required. Zillow has 46 homes for sale in Ocala FL matching Owner Financing. - 1-25 of 60 Listings $39,900 • 4 acres. Connect directly with owners, no credit checks or banks required. View listing photos, review sales history, and use our detailed real estate filters to find the perfect place. Discover photos, open house information, and listing details for listings matching Owner Financing in Cape Coral. In today’s digital age, online banking has become an integral part of our lives. The program provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural home buyers. Joining a credit union offers many benefits for the average person or small business owner. 12' x 8' Tiny Home | No Credit Check | Early Bird Special | SAVE $10,000 Englewood, Colorado Models $18,500 Apply for financing Contact Lister. craigs list campers Our lending partners provide options for RV or camper loans, even if you have poor or no credit history. View listing photos, review sales history, and use our detailed real estate filters to find the perfect place. Which is better than selling the home cheap and competing with bank-owned foreclosed homes that sell for less than market value. Note that property taxes and homeowners insurance aren’t often included in the. We feature 7484 homes for sale by owner in Miami, FL. Georgia Country Living. Zillow has 5 homes for sale in Summerfield FL matching Owner Financing. 5/19 · property located 223 Brussels Av. Discover photos, open house information, and listing details for listings matching Owner Financing in West Palm Beach Zillow has 12 homes for sale in Williston FL matching Owner Financing. Adjacent lots also available for sale. Browse photos and listings for the 7 for sale by owner (FSBO) listings in Clermont FL and get in touch with a seller after filtering down to the perfect home. Owner financing refers to the transaction. Discover photos, open house information, and listing details for listings matching Owner Financing Available in Miami Owner Financing - Port St. This is a working ranch being built in Hartsel, CO. The #1 brokerage for owner/seller, lease option, and rent to own financed homes in San Antonio, TX. LandWatch has 180 land listings for sale with owner financing in Washington. hiring publix Some of these homes are "Hot Homes," meaning they're likely to sell quickly. With this arrangement, the buyer doesn't need to take out a mortgage. Sold · No Credit Check Owner Financing Home sales. Owner Financing - Port St. With no banks, and no credit or background checks (yes, really!) our customers go from dreamers to landowners in just weeks. We want to make your land purchase a simple and seamless process. We sell owner financing & rent to own homes to buyers with BAD CREDIT. Owner Financing, No Credit Check, Great Investment Opportunity! Buy now, build later. Or maybe you want to create some fond memories with your. Browse photos and listings for the 25 for sale by owner (FSBO) listings in Venice FL and get in touch with a seller after filtering down to the perfect home BedsAny1+2+3+4+5+ Use exact match Bathrooms Any1+1. Zillow has 3218 homes for sale in Florida matching Owner Financing. View listing photos, review sales history, and use our detailed real estate filters to find the perfect place. Cherokee Village Woodland Hills Hidden Valley. Find mountain properties for sale at the best price No Credit Check RVs For Sale: 51 RVs Near Me - Find New and Used No Credit Check RVs on RV Trader. Home Improvement Supplies. Buyers sometimes are interested in owner financing because no credit check or background check is involved. 99% for 18 months and. Welcome to your dream home in Wyndham Lakes Estates Community located in Calloway Bay subdivision. Sold · No Credit Check Owner Financing Home sales. Thu: 10:00AM - 6:00PM.
Post Opinion
Like
What Girls & Guys Said
Opinion
89Opinion
With the increasing popularity of credit cards, it is important to know how to us. MN owner and seller financing with no banks and no credit check. Check out this guide to reserving a campsite a. Checking offers will not impact your credit score. All age, pet friendly, no lot rent, low HOA fee of $130 mthly. If approved, the loan is funded and you repay it with interest in fixed monthly installments. You'll find properties listed for under $100,000 in Las Vegas all the way to luxury real estate listings offering owner will carry programs. Largest source of seller financed homes for sale. However, purchasing a boat can be a significant investment When it comes to managing your finances, choosing the right credit union is crucial. Our database includes free listings for cheap properties available for lease-purchase, rent to own by owner, foreclosed homes and owner financing. North Carolina Land for Sale, Owner Financed Land with low Down Payments and cheap Monthly Payments. Check out this guide to reserving a campsite a. It's a good model, but this option is very limited, because there are only few houses with owner financing out there and most of the time these houses are overpriced and in bad condition. We offer Jacksonville rent to own real estate and helpful resources for buyers. NoCreditCampers offers bad credit RV or camper loans so you can get started financing the camper you've always wanted. I currently represent many mobile home land and home deals of which the mobile homes are totally reconditioned! Zillow has 5 homes for sale in Spring Hill FL matching Owner Financing. Rent-to-own financing allows you to get new rims and tires now and pay over time. Access our partner network to get the best fence financing offers in seconds! Guaranteed Financing On All Trailers We are the home of the Guaranteed Approval and we offer you quality trailers at a price you can afford - GUARANTEED! Browse photos and listings for the 13 for sale by owner (FSBO) listings in Odessa TX and get in touch with a seller after filtering down to the perfect home. Owner Financing - Denver Homes for Sale. Title to this land is clear, unencumbered, ready for transfer. NO HOA FEES!!! Split floor plan with vaulted ceilings 3 Bedrooms, 2 Baths, living room with cozy WOOD OR ELECTRIC fireplace. The buyer and seller sign a promissory note containing the loan terms. collectors universe santa ana Owner Financing - Okeechobee, FL home for sale. Florida Owner Financing Contract for Home is a legally binding agreement between a buyer and a seller, wherein the seller acts as the lender and finances the purchase of a home. Checking offers will not impact your credit score. Looking for homes in with owner financing? specializes in providing home ownership without the bank, learn more today. Whether you're ready to apply for dump trailer financing or want to start a cargo trailer loan, you'll find all the help and support you need from our team. Find Brooksville, FL homes for sale matching Owner Financing. Find Clearwater, FL homes for sale matching Owner Financing. Discover photos, open house information, and listing details for listings matching Owner Financing in Pensacola Complete database of owner-listed rent to own homes in Seattle, WA. What is Florida Owner Financing? In the more common kind of home purchase, a lending institution provides a mortgage loan to the purchaser. Jun 20, 2022 · In owner financing, also known as seller financing, the owner and buyer agree on the purchase terms. Complete database of owner-listed rent to own homes in Lawton, OK. You'll have access to a 15-acre. Often times many upgrades. 19470 Cromwell Ct #101 2,359 Complete database of owner-listed rent to own homes in Dallas, TX. Florida Owner Financing Contract for Home is a legally binding agreement between a buyer and a seller, wherein the seller acts as the lender and finances the purchase of a home. Zillow has 65 homes for sale in Clearwater FL matching Owner Financing Available. OWNER FINANCING, NO CREDIT CHECK70/MO FOR 60/MO AT 7% INTEREST. It’s a good model, but this option is very limited, because there are only few houses with owner financing out there and most of the time these houses are overpriced and in bad condition. Lots 9-10, South Cherry Street, Dumas, AR 71639. Buyers Will Need to "Sell" Themselves to the Owner. id usdirectexpress Top 10 Best No Credit Check Apartments in Orlando, FL - July 2024 - Yelp - SkyHouse Orlando, Lofts at Uptown Altamonte, Camden Orange Court Apartments, Park Avenue Previews, Inc. Owner Financing - Spring Hill, FL home for sale. Find your next 0 down payment car with Drivers Lane's no money down car dealer connection FL 33566. Please call or text us at 352-339-4487. Our calculator includes amoritization tables, bi-weekly savings estimates, refinance info. Your credit score impacts your ability to get car loans, secure a mortgage and more. Owner financing available $2,500 down with no credit check or closing costs $49,500 — beds — baths 15,682 sq ft 0. Pay My Land Inc has Owner Financing on 5 Acre, 3 Acre and 10 Acre parcels of Land in Georgia, land sales starting at $495 Down, Vegetable gardens welcome. 1,400 - 2,500 square feet. Owner Finance(No Credit, Bad Credit, Self Employed, No Problem) Want to Move in Before Next's Month Rent is due, No Problem The types of houses we tend to offer on our Waco Owner Financing Home Program include…. Owner Financing - Orlando, FL home for sale. Instead, the agreement is directly between the buyer and the seller, with no third-party lender involved. Find Fort Myers, FL homes for sale matching Owner Financing. Find owner financed land for sale in North Carolina including homes and land with owner financing, rent to own properties, and land for sale by owner land contract. One task that can be particularly time-consuming is managing payroll checks. Step 3: Draw up the loan terms. Suite 400, Houston, Texas 77057. ABOUT THIS HOME Owner Financing Available - Palm Coast, FL home for sale Seller Financing with creative financing terms available! Welcome to the epitome of Old Florida coastal living! This newly remodeled 4-bedroom haven exudes charm with its traditional wrap-around porch, offering a warm invitation to unwind and savor the laid-back atmosphere. Cheaper closing: No bank fees or appraisal costs. laura carroll THE CLASSIC OWNER FINANCE. 84 -Down Payment $2,500 *** GUARANTEED FINANCING- No Credit Check*** Unlock Your Wilderness Retreat in Lakeview, OR With a Money Back Satisfaction Guarantee!. In some cases, we may lend on owner-occupied properties while following Florida mortgage regulations. Find Tallahassee, FL homes for sale matching Owner Financing. Faster closing: No waiting for the bank loan officer, underwriter, and legal department to process and approve the application. Faster closing: No waiting for the bank loan officer, underwriter, and legal department to process and approve the application. Zillow has 12 homes for sale in Dunnellon FL matching Owner Financing. Owner-financed, also known as "seller financing," offers an alternative to traditional bank loans. Zillow has 3752 homes for sale in Florida matching Owner Financing. Note that property taxes and homeowners insurance aren’t often included in the. Access a large inventory of available properties through the San Antonio MLS. Use while you pay it off with our owner financing plan. We list your options with no credit checks and, in some cases, free shipping. Browse our Marion County, FL owner financing land for sale listings, view photos and contact an agent today! Jul 6, 2022 · Despite the potential for a higher interest rate and the need to refinance in a relatively short span of time, owner financing remains a simplified and quicker method of buying a home as long as the seller is willing to take the risk. Zillow has 12 homes for sale in Melbourne FL matching Owner Financing. Reach land buyers and sell your land! Advertise your land on the popular network for land for sale, land auctions, land for lease, and land for sale by owner. North Carolina Land for Sale, Owner Financed Land with low Down Payments and cheap Monthly Payments.
Like all personal loans, bad credit loans have fixed rates and are repaid in fixed monthly. Browse search results for homes for rent no credit check Houses for sale in Orlando, FL. 5-bathroom condominium located in the prestigious Park Regency of Buckhead. You can also reach us at info@sellerfinancedream Browse photos and listings for the 87 for sale by owner (FSBO) listings in Citrus County FL and get in touch with a seller after filtering down to the perfect home BedsAny1+2+3+4+5+ Use exact match Bathrooms Any1+1. View listing photos, review sales history, and use our detailed real estate filters to find the perfect place. Plano, TX 75023 4 beds / 3. bull ride mania shippensburg pa We have several properties for sale around Georgia, visit our "Directions" link at the top of the page for a list of land for sale. View listing photos, review sales history, and use our detailed real estate filters to find the perfect place. We sell owner financing & rent to own homes to buyers with BAD CREDIT. View listing photos, review sales history, and use our detailed real estate filters to find the perfect place Owner Financing - Melbourne FL Real Estate Sort: Homes for You. We offer Jacksonville rent to own real estate and helpful resources for buyers. Zillow has 533 homes for sale in Tennessee matching Owner Financing Available. Or come visit our friendly office staff at 3960 S, Ocala, FL 34480 New. rivet rule 34 Comprehending the legal prerequisites and the intricacies of seller financing is critical for a successful transaction. Zillow has 11 homes for sale in Brooksville FL matching Owner Financing. Browse photos and listings for the 54 for sale by owner (FSBO) listings in Orlando FL and get in touch with a seller after filtering down to the perfect home BedsAny1+2+3+4+5+ Use exact match Bathrooms Any1+1. We offer 100% OWNER FINANCING on nearly all of our properties, nearly always requiring only $600 to cover all closing costs. Country Places, Inc. We have Owner Financed Land for Sale with low Down Payments and cheap Monthly Payments. California Owner Financing Land for Sale. Affordable for recreation or investment. 22-acre lot in the charming town of Charlotte, FL. quitting alcohol blood pressure reddit A traditional owner-financed transaction involves conveying paid-for property to a buyer by warranty deed with the seller taking back a real estate lien note secured by a first-lien deed of trust. View listing photos, review sales history, and use our detailed real estate filters to find the perfect place. We offer 100% owner financing on a tract of land for up to 30 years, with no prepayment penalties. FSBO offers the most cost-effective and simplest way of buying and selling homes for sale by owner online since 1997.
Browse some of our newest additions. We Buy Houses, Call 850-712-1575. Nonetheless, those barriers shouldn't stop you from owning your own condo or townhouse. The owner provides simple terms, the property itself acts as collateral. The seller may require a credit check, loan application, a down payment, an appraisal of the home, and the right to foreclose should the buyer default. We work with every credit type. Owner financing available $2,500 down with no credit check or closing costs $49,500 — beds — baths 15,682 sq ft 0. Owner Financing - Okeechobee, FL home for sale. Owner-Financed, Low Down Payments, Cheap Monthly Payments, and NO Credit Checks!' Find Tampa, FL houses for rent with no security deposit. It's also a great way to screw up your finances fo. 5bth * 1,790sqft * Master bedroom and bathroom are located on the 1st floor. 22-acre lot in the charming town of Charlotte, FL. toga r34 View listing photos, review sales history, and use our detailed real estate filters to find the perfect place. Whether you have bad credit, no credit, evictions or broken leases, Ways 2 Rent can help you find the right second chance rental apartment for you! Guaranteed Rental Approval! Get started. Zillow has 46 homes for sale in Ocala FL matching Owner Financing. What this means is Our Buyers will NEVER have to go to a bank and qualify. Give us a call 855-455-LAND (5263). Some of these homes are "Hot Homes," meaning they're likely to sell quickly. With its long-standing. See all commercial properties for rent. 5874 Bimini Twist Loop ORLANDO, FL 32819. If you’re a boat enthusiast or someone who simply loves the water, owning a boat can be an exciting prospect. After both parties sign the paperwork, the buyer can move into the house and take possession of the property. Connect directly with owners, no credit checks or banks required. Zillow has 71 homes for sale in Hollywood FL matching Owner Financing Available. Complete database of owner-listed rent to own homes in Orlando, FL. Zillow has 22 homes for sale in Daytona Beach FL matching Owner Financing. Let's Discuss Buying Your Florida Property with Seller Financing - Get Your Offer! Submit the form and we'll quickly get back to you to set up a consultation and provide an offer on your property. The interest rate with nothing down. January 2 ·. Connect directly with owners, no credit checks or banks required. NO HOA FEES!!! Split floor plan with vaulted ceilings 3 Bedrooms, 2 Baths, living room with cozy WOOD OR ELECTRIC fireplace. In owner financing, also known as seller financing, the owner and buyer agree on the purchase terms. Through rent to buy and lease to purchase programs with no credit check, you could start working toward owning a house. Jackson County Find owner financed land for sale in Katy, TX including homes and land with owner financing, rent to own properties, and land for sale by owner land contract. We are available 7 days of the week by appointment. myocshner View listing photos, review sales history, and use our detailed real estate filters to find the perfect place. HousingList offers the largest database of rent to own listings. Find owner financed land for sale in Michigan including homes and land with owner financing, rent to own properties, and land for sale by owner land contract. Learn more about our warranty programs, tax incentives, and the potential for a $0 down payment. Milton Koster offers Homesite Lots in many choice Florida communities with No Credit Checks, Easy Owner Financing and Low Down Payments. Discover prime land for sale in Florida's scenic landscapes. Find San Antonio, TX homes for sale matching Owner Financing. View listing photos, review sales history, and use our detailed real estate filters to find the perfect place. 21498 Widgeon Rd, Perry, FL, 32348, Taylor County. 21498 Widgeon Rd, Perry, FL, 32348, Taylor County. Owner financing in Florida offers a legitimate and accessible avenue for those looking to buy or sell property in the state. Florida Houses for Sale with Owner Financing. Rural Owner Financed Land00. View listing photos, review sales history, and use our detailed real estate filters to find the perfect place. OwnerFinancedLand. 5+2+3+4+ Home Type Select All Houses Townhomes Multi-family Condos/Co-ops Lots/Land. View listing photos, review sales history, and use our detailed real estate filters to find the perfect place.